Renters Insurance in California

If you are a renter, you need special protection against what could happen. It would be best if you had renters' insurance. This type of insurance is much different from condo insurance and home insurance. If you are in California and you don't have renters' insurance yet, contact us now at ANA Insurance Brokerage Inc. in Southgate, CA.

Insurance Coverage for Your Possessions

One of the most significant components of a renters' insurance policy is protecting what you own inside the rental. When something serious happens, and your items are destroyed or damaged, your renters' insurance will pay for you to start replacing the items you lost. When you add up everything that your possessions are worth, it can be a surprisingly large number. It's essential always to have coverage for those things because it would be too difficult to afford to replace everything yourself after a serious incident. No one wants to start again with no possessions.

Protection for Your Liability

Liability is often not what renters are thinking about, but it's important coverage, nonetheless. This coverage pays for the medical bills that come from someone having an accident inside your rental home. It may not seem likely, but accidents do happen, and if a third party were to be injured in your home, you could be made responsible for the bills. That's another reason why having renters' insurance is so important. It covers your liability so that the medical bills get paid by the policy instead of your pocket. It could be challenging to pay for those bills without this insurance coverage.

Get Your Renters' Insurance Policy

If you rent your home and have not yet gotten a renters' insurance policy, now is the time to get one. If you live in California, call us now at ANA Insurance Brokerage Inc. in Southgate, CA to find out more about this kind of protection.