Category: Boat/Watercraft Insurance

Stay Afloat with Boat/Watercraft Insurance Solutions

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While many people enjoy boats, fewer understand the work, expense, time, and upkeep required to maintain them. If you’re involved in a boating accident and lack insurance, your seaworthy vessel could end up docked or stranded on dry land. That’s why many boat and watercraft owners turn to the experienced and friendly team at ANA Insurance Brokerage Inc. for all their boat/watercraft insurance questions and needs.

Keep Your Seaworthy Vessel Afloat with Boat/Watercraft Insurance Solutions

If you’re a boat owner, you likely understand and appreciate the effort and cost required to keep your boat seaworthy and beautiful. From boating accidents to storm damage or even theft, you can protect yourself and your boat or watercraft with the right boat/watercraft insurance plan. This is where the value of working with a trusted and reputable agent can make a difference, helping you secure the protection and coverage you need to stay afloat, no matter what tides roll your way.

Boat Insurance Solutions for Southgate, CA Boat Owners

If you’re a boat owner living in or around the Southgate, CA area and have questions or want to learn more about insurance for your boat or watercraft, we can help. Our knowledgeable and professional team at ANA Insurance Brokerage Inc. is here to help you keep your seaworthy vessel afloat with the right boat/watercraft insurance solutions. Contact us to find out more and schedule an appointment today for the protection you and your seaworthy vessel need and deserve at ANA Insurance Brokerage Inc.

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While many people enjoy boats, fewer understand the work, expense, time, and upkeep required to maintain them. If you’re involved in a boating accident and lack insurance, your seaworthy vessel could end up docked or stranded on dry land. That’s why many boat and watercraft owners turn to the experienced and friendly team at ANA Insurance Brokerage Inc. for all their boat/watercraft insurance questions and needs.

Keep Your Seaworthy Vessel Afloat with Boat/Watercraft Insurance Solutions

If you’re a boat owner, you likely understand and appreciate the effort and cost required to keep your boat seaworthy and beautiful. From boating accidents to storm damage or even theft, you can protect yourself and your boat or watercraft with the right boat/watercraft insurance plan. This is where the value of working with a trusted and reputable agent can make a difference, helping you secure the protection and coverage you need to stay afloat, no matter what tides roll your way.

Boat Insurance Solutions for Southgate, CA Boat Owners

If you’re a boat owner living in or around the Southgate, CA area and have questions or want to learn more about insurance for your boat or watercraft, we can help. Our knowledgeable and professional team at ANA Insurance Brokerage Inc. is here to help you keep your seaworthy vessel afloat with the right boat/watercraft insurance solutions. Contact us to find out more and schedule an appointment today for the protection you and your seaworthy vessel need and deserve at ANA Insurance Brokerage Inc.

Four things boat owners should know about insurance coverage in California

Posted on by adminPosted in Boat/Watercraft InsuranceTagged ,

At ANA Insurance Brokerage Inc., we provide insurance coverage to boat owners in Southgate, CA. California boat owners need to know numerous things about boat insurance coverage.

The following are four things boat owners should know about insurance coverage in California.

Insurance policies can include coverage for uninsured/underinsured boaters.

Boat owners can end up in accidents with boaters who are uninsured. In this situation, it helps to have uninsured/underinsured boater coverage. With uninsured/underinsured boater coverage, boat owners don’t have to worry about facing significant financial loss after an accident with an uninsured party. 

Many California marinas require coverage.

While boat insurance isn’t required by law in California, boat owners should know that marinas can and frequently do require all boats on their properties to be insured. If you keep your boat in a marina, you’ll probably need to be insured to continue using marina facilities. 

Boat owners who are still paying off a boat loan need to have insurance.

Boat insurance is also required by lenders who finance boat purchases. If you’re still making payments on the loan you used to buy your boat, you’ll need to insure your boat. 

Boat insurance can cover towing costs.

Boat owners may need towing services if their boat breaks down. Towing costs can be costly. Fortunately, boat insurance policies often cover towing costs, so boat owners don’t have to pay these expenses out of pocket. 

Call us at ANA Insurance Brokerage Inc. if you want to learn more about boat insurance in California or get a quote on an insurance policy for your boat in Southgate, CA.

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At ANA Insurance Brokerage Inc., we provide insurance coverage to boat owners in Southgate, CA. California boat owners need to know numerous things about boat insurance coverage.

The following are four things boat owners should know about insurance coverage in California.

Insurance policies can include coverage for uninsured/underinsured boaters.

Boat owners can end up in accidents with boaters who are uninsured. In this situation, it helps to have uninsured/underinsured boater coverage. With uninsured/underinsured boater coverage, boat owners don’t have to worry about facing significant financial loss after an accident with an uninsured party. 

Many California marinas require coverage.

While boat insurance isn’t required by law in California, boat owners should know that marinas can and frequently do require all boats on their properties to be insured. If you keep your boat in a marina, you’ll probably need to be insured to continue using marina facilities. 

Boat owners who are still paying off a boat loan need to have insurance.

Boat insurance is also required by lenders who finance boat purchases. If you’re still making payments on the loan you used to buy your boat, you’ll need to insure your boat. 

Boat insurance can cover towing costs.

Boat owners may need towing services if their boat breaks down. Towing costs can be costly. Fortunately, boat insurance policies often cover towing costs, so boat owners don’t have to pay these expenses out of pocket. 

Call us at ANA Insurance Brokerage Inc. if you want to learn more about boat insurance in California or get a quote on an insurance policy for your boat in Southgate, CA.

Finders Keepers?

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So you took your boat out to do some deep-sea fishing. Instead of a trophy-worthy swordfish, you got a shipping crate. Or perhaps some jewelry. Maybe you went snorkeling and found a whole ship full of goodies. Is the old "finders keepers, losers weepers" adage in play? For the most part, yes but there are some conditions to keep in mind. 

The Law of Salvage

Is it possible to find the original owner? If the crate has a name stamped on it or the jewelry has a name or address engraved, you do have to return it. However, you will be compensated for your trouble. Your compensation can generally be anywhere from 10% to 25% of the property’s value, depending on the risk and difficulty of the rescue operation. If you are caught with unreported salvaged property, you could forfeit your compensation. 

The Law of Finds

This applies to shipwrecks. If it has been under for a period of years and the original owner is not looking for it, then finders keepers! An exception is if the wreck was within three miles of the coastline. Then it belongs to Uncle Sam. The same applies to a ship that is property of the U.S. government as they never abandon a search. 

The Marine Protection, Research, and Sanctuaries Act

If you find a shipwreck that would have significant historical value, you are not allowed to take anything or even disturb or damage the site. That belongs in a museum! Just contact the Coast Guard and smile for the camera when they take your picture for the local papers. 

ANA Insurance Brokerage Inc. Serving Southgate, CA

If you are in the Southgate, CA are and looking to insure your boat, please contact ANA Insurance Brokerage Inc. We’ll treat you right. 

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So you took your boat out to do some deep-sea fishing. Instead of a trophy-worthy swordfish, you got a shipping crate. Or perhaps some jewelry. Maybe you went snorkeling and found a whole ship full of goodies. Is the old "finders keepers, losers weepers" adage in play? For the most part, yes but there are some conditions to keep in mind. 

The Law of Salvage

Is it possible to find the original owner? If the crate has a name stamped on it or the jewelry has a name or address engraved, you do have to return it. However, you will be compensated for your trouble. Your compensation can generally be anywhere from 10% to 25% of the property’s value, depending on the risk and difficulty of the rescue operation. If you are caught with unreported salvaged property, you could forfeit your compensation. 

The Law of Finds

This applies to shipwrecks. If it has been under for a period of years and the original owner is not looking for it, then finders keepers! An exception is if the wreck was within three miles of the coastline. Then it belongs to Uncle Sam. The same applies to a ship that is property of the U.S. government as they never abandon a search. 

The Marine Protection, Research, and Sanctuaries Act

If you find a shipwreck that would have significant historical value, you are not allowed to take anything or even disturb or damage the site. That belongs in a museum! Just contact the Coast Guard and smile for the camera when they take your picture for the local papers. 

ANA Insurance Brokerage Inc. Serving Southgate, CA

If you are in the Southgate, CA are and looking to insure your boat, please contact ANA Insurance Brokerage Inc. We’ll treat you right. 

Does Boat Insurance Cover Any Electronic Equipment?

Posted on by adminPosted in Boat/Watercraft InsuranceTagged ,

If you own a boat with a motor, you’ll likely want to invest in boat insurance. In some areas, there are boat insurance requirements outlined by state law. To find out what the laws in your area require or to find out more about the ideal boat insurance coverage for your needs, reach out to our experts at ANA Insurance Brokerage Inc, serving the residents in and around the Southgate, CA area.

Boat Insurance Coverage 

Boat insurance is a product designed to protect boat owners from liability and losses associated with covered risks. Boat insurance typically covers vessels with engines, but there may be some exceptions in specific cases.

If you need help determining what type of boat insurance coverage is ideal for your situation, highly trained and knowledgeable insurance agents can help. They assess each client’s situation carefully to determine which insurance coverage works best for their needs. Once they identify ideal coverage, they can assist with the selection and documentation necessary to obtain the policy.

Don’t risk liability and losses associated with owning a boat. Let our agents help you select the right coverage to offer comprehensive protection. We can also assist with any changes to the policy throughout its lifetime or with claim submissions.

Give Us A Call

Individuals living in or around the Southgate, CA area can rely on ANA Insurance Brokerage Inc to provide them with the insurance products they need to protect their interests. Call or stop by our office today to speak to one of our helpful agents and find out more about boat Insurance protection. Get peace of mind night and day knowing your insurance is offering coverage when you need it.

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If you own a boat with a motor, you’ll likely want to invest in boat insurance. In some areas, there are boat insurance requirements outlined by state law. To find out what the laws in your area require or to find out more about the ideal boat insurance coverage for your needs, reach out to our experts at ANA Insurance Brokerage Inc, serving the residents in and around the Southgate, CA area.

Boat Insurance Coverage 

Boat insurance is a product designed to protect boat owners from liability and losses associated with covered risks. Boat insurance typically covers vessels with engines, but there may be some exceptions in specific cases.

If you need help determining what type of boat insurance coverage is ideal for your situation, highly trained and knowledgeable insurance agents can help. They assess each client’s situation carefully to determine which insurance coverage works best for their needs. Once they identify ideal coverage, they can assist with the selection and documentation necessary to obtain the policy.

Don’t risk liability and losses associated with owning a boat. Let our agents help you select the right coverage to offer comprehensive protection. We can also assist with any changes to the policy throughout its lifetime or with claim submissions.

Give Us A Call

Individuals living in or around the Southgate, CA area can rely on ANA Insurance Brokerage Inc to provide them with the insurance products they need to protect their interests. Call or stop by our office today to speak to one of our helpful agents and find out more about boat Insurance protection. Get peace of mind night and day knowing your insurance is offering coverage when you need it.

Tips for Getting the Most Out of Your Boat Insurance

Posted on by adminPosted in Boat/Watercraft InsuranceTagged ,

If you own a boat, it’s important to have boat insurance. However, that does not automatically mean that your policy will provide the coverage you need. ANA Insurance Brokerage Inc. in Southgate, CA is here to assist you with expert insurance advice.

Here are some tips for getting the most out of your boat insurance

1. Understand Your Policy’s Coverage

The first step to getting the most out of your boat insurance is understanding what coverage your policy actually provides. There are a variety of different types of boat insurance, so make sure you’re familiar with the details of yours. That way, you’ll know what to expect if you need to file a claim.

2. Shop Around for the Best Policy

Like any other insurance policy, it’s important to shop for the best boat insurance. Get quotes from multiple companies and compare coverage levels. You may find that one company offers a better deal than another.

3. Consider Adding Extra Coverage

Depending on the value of your boat and what you use it for, you may want to consider adding extra coverage to your policy. For example, if you take your boat out on the open seas frequently, you might want to add towing coverage in case you run into trouble.

4. Know When to File a Claim

Even if you have the best boat insurance policy in the world, it won’t do you any good if you don’t know when to file a claim. Familiarize yourself with the process and ensure you understand what is excluded from coverage. That way, you can avoid any surprises down the road.

5. Review Your Policy Yearly

Your needs as a boat owner may change over time. As such, it’s important to review your policy yearly. Make sure the coverage levels are still appropriate, and you’re not paying for anything you don’t need.

Get Boat Insurance

By following these tips, you can be sure you’re getting the most out of your boat insurance policy. ANA Insurance Brokerage Inc. in Southgate, CA can help you find the right policy for your needs. Contact us today for more information.

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If you own a boat, it’s important to have boat insurance. However, that does not automatically mean that your policy will provide the coverage you need. ANA Insurance Brokerage Inc. in Southgate, CA is here to assist you with expert insurance advice.

Here are some tips for getting the most out of your boat insurance

1. Understand Your Policy’s Coverage

The first step to getting the most out of your boat insurance is understanding what coverage your policy actually provides. There are a variety of different types of boat insurance, so make sure you’re familiar with the details of yours. That way, you’ll know what to expect if you need to file a claim.

2. Shop Around for the Best Policy

Like any other insurance policy, it’s important to shop for the best boat insurance. Get quotes from multiple companies and compare coverage levels. You may find that one company offers a better deal than another.

3. Consider Adding Extra Coverage

Depending on the value of your boat and what you use it for, you may want to consider adding extra coverage to your policy. For example, if you take your boat out on the open seas frequently, you might want to add towing coverage in case you run into trouble.

4. Know When to File a Claim

Even if you have the best boat insurance policy in the world, it won’t do you any good if you don’t know when to file a claim. Familiarize yourself with the process and ensure you understand what is excluded from coverage. That way, you can avoid any surprises down the road.

5. Review Your Policy Yearly

Your needs as a boat owner may change over time. As such, it’s important to review your policy yearly. Make sure the coverage levels are still appropriate, and you’re not paying for anything you don’t need.

Get Boat Insurance

By following these tips, you can be sure you’re getting the most out of your boat insurance policy. ANA Insurance Brokerage Inc. in Southgate, CA can help you find the right policy for your needs. Contact us today for more information.

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