When Southgate, CA residents consult with ANA Insurance Brokerage Inc. on their potential umbrella insurance coverage policies, we encounter a number of misconceptions that we have to clear up. To learn more about how these policies can extend beyond basic coverage, take a moment to check out the following guide.
Boating Accidents
If a boating accident occurs and severe damages are involved, a basic insurance policy will typically not provide the necessary coverage. Without an umbrella insurance policy, you may end up on the hook for the medical bills of several other people. Umbrella insurance policies ensure that these expenses do not become your responsibility.
Dog Attacks
A prototypical homeowners insurance will not always offer protection against an untimely pet attack. This is a common mistake that California homeowners often make. Liability limits do not always account for these types of occurrences. Medical bills and costs related to a victim’s pain and suffering will not be factored into most of these policies.
Your Child Is Sued
Let’s say your child has been spending a lot of time online and gets into an argument with someone who makes a libelous remark. This is not something that the average insurance policy will cover, and it will necessitate the presence of an umbrella insurance policy. Legal costs can skyrocket in these instances, and a judgment against your child can also be quite costly.
At ANA Insurance Brokerage Inc., we understand the importance of umbrella insurance policies. To learn more about how these policies can assist a Southgate, CA resident, be sure to stop by or give us a call as soon as possible. Our team of experts is more than happy to help!
