If you just bought a motorbike in California or just moved here from out of state, you should know that you must legally purchase motorcycle insurance before riding in this state. ANA Insurance Brokerage Inc. serves Southgate, CA and the surrounding area with the motorbike insurance it needs to protect its financial security.
State Minimum Insurance
In California, the law requires owners and riders of motorcycles to carry a minimum amount of insurance to protect the other individuals on the road. Your motorcycle must include:
- Bodily injury/death liability insurance in the amount of $15,000 for one person.
- Bodily injury/death liability insurance in the amount of $30,000 for two or more persons.
- Property damage insurance in the amount of $5,000.
That might sound like a lot of money, but it is not. It doesn’t cover your bike either.
Adding to the Basic Insurance to Cover Yourself
You can add other coverage to your motorcycle minimums to better cover your bike. Start by adding comprehensive and collision coverage. These ensure that you receive coverage for any loss from an accident that does damage to your bike. Collision covers accidents in which your bike collides with another vehicle or a stationary object, such as a telephone pole, fence, or building. Comprehensive covers you against financial loss if a named peril, such as fire or tornado damages your bike.
Also, include coverages like roadside assistance and med pay to round out your coverage. If you moved here from out of state, med pay bears a close similarity to personal injury protection (PIP) coverage available in many US states.
Contact Us Today
Let ANA Insurance Brokerage Inc. help you insure your motorcycle for the protection of your financial security. Insurance pays for liability and damages, so you don’t have to pay out of pocket. Call us today for insurance to protect your bike parked in Southgate, CA.
