Deciding on a new RV with all the latest bells and whistles can be tricky. Finding the right insurance isn’t nearly as complicated.
Most RV insurance policies contain similar coverage. But that doesn’t mean you should settle. ANA Insurance Brokerage Inc. in Southgate, CA is passionate about finding you a personalized RV insurance plan that’s just as special as your RV itself.
Here are the four coverage must-haves for any RV insurance policy:
Collision coverage
It’s not a surprise that this covers your RV from collisions. Here, any damage that results from an accident is included. Nearly all vehicle-based insurance plans have this type of protection, no matter who is found to be at fault.
Comprehensive coverage
All other damage falls under comprehensive coverage. Look at your specific policy to see what items are listed. Yet, at minimum, this likely shields against falling debris, natural disasters, vandalism, and theft.
Liability
Liability is the backbone of most insurance policies. For motorized recreation vehicles, this is especially critical. While the previously-listed items safeguard your vehicle, liability protects you. It reimburses for any bodily injury, property damage, or legal bills that are incurred as a result of an accident.
Personal Property
Auto and RV insurance share many similarities. However, personal property protection is an exception. This coverage is often found in homeowners’ or renters’ policies. This applies to your belongings inside your RV.
Get Insurance Coverage For Your Vehicle Today
Your RV is unique. Equipped with a variety of furnishings and amenities, it’s also both a vehicle and a home. Luckily, ANA Insurance Brokerage Inc. in Southgate, CA can craft a customized RV insurance policy that’s perfect for you. Schedule an appointment today.
